Use AI to Find Money Owed to You

Welcome to OwedToYou.AI ("Website," "we," "us," or "our"). By accessing or using www.owedtoyou.ai, you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree with these Terms, you must not use the Website.

1. Use of the Website

You agree to use OwedToYou.AI only for lawful purposes and in accordance with these Terms. You must not use the Website in any way that could damage, disable, overburden, or impair the Website or interfere with any other party's use of the Website.

2. No Professional Advice

The information and services provided by OwedToYou.AI are for informational and convenience purposes only.

• OwedToYou.AI does not provide legal, financial, tax, accounting, or investment advice.
• Any actions you take based on information obtained through the Website are taken at your own risk.
• You should consult qualified professionals before making decisions involving money, legal rights, or obligations.

3. No Guarantee of Results

OwedToYou.AI does not guarantee that:

• Money is owed to you,
• Any funds will be identified, recovered, or paid,
• Any third party will cooperate or respond,
• Any specific outcome will occur.

Past or illustrative examples do not guarantee future results.

4. User Responsibilities

You are responsible for:

• The accuracy of information you provide,
• Maintaining the confidentiality of any credentials or access,
• Ensuring you have the legal right to submit any data you provide,
• Complying with all applicable laws and regulations.

You agree not to submit false, misleading, or fraudulent information.

5. Third-Party Services and Links

The Website may reference or link to third-party websites, services, data sources, or tools. OwedToYou.AI does not control and is not responsible for:

• Third-party content,
• Availability or accuracy of third-party information,
• Any losses or damages arising from third-party interactions.

Your use of third-party services is governed by their own terms.

6. Intellectual Property

All content on OwedToYou.AI, including text, graphics, logos, software, and design, is the property of OwedToYou.AI or its licensors and is protected by applicable intellectual property laws.

You may not copy, reproduce, distribute, modify, or create derivative works without prior written permission.

7. Disclaimer of Warranties

The Website is provided "as is" and "as available."

OwedToYou.AI makes no warranties, express or implied, including but not limited to:

• Accuracy,
• Reliability,
• Availability,
• Fitness for a particular purpose,
• Non-infringement.

We do not warrant that the Website will be uninterrupted, secure, or error-free.

8. Limitation of Liability

To the maximum extent permitted by law, OwedToYou.AI shall not be liable for any indirect, incidental, consequential, special, or punitive damages, including loss of profits, data, or opportunities, arising out of or related to your use of the Website.

In no event shall our total liability exceed the amount, if any, you paid to use the Website.

9. Indemnification

You agree to indemnify and hold harmless OwedToYou.AI from any claims, damages, losses, liabilities, and expenses (including attorneys' fees) arising from:

• Your use of the Website,
• Your violation of these Terms,
• Your violation of any law or third-party rights.

10. Termination

OwedToYou.AI reserves the right to suspend or terminate access to the Website at any time, for any reason, without notice, including for violation of these Terms.

11. Changes to These Terms

OwedToYou.AI may update these Terms from time to time. Changes will be effective when posted on this page. Your continued use of the Website constitutes acceptance of the updated Terms.

12. Governing Law

These Terms are governed by and construed in accordance with the laws of the United States, without regard to conflict-of-law principles.

13. Contact Information

If you have questions about these Terms, you may contact us through the Website at:

OwedToYou.AI
www.owedtoyou.ai